As of the end of October this year, China's mobile phone users have exceeded 960 million, of which 3G users exceeded 110 million. Xie Yuqi said that the rapid development of communication technology has greatly promoted the informationization of all walks of life, and the level of informationization in the financial industry has also been continuously improved. RFID technology has produced a business represented by mobile payment.
Mobile payment provides users with convenient and reliable payment methods, and also enriches the business model of banks, merchants, and communication operators. The financial industry represented by banks and the telecommunications, chip manufacturers and card manufacturers represented by operators The upstream and downstream of the entire industry chain, such as POS equipment vendors, are very concerned about mobile payment services.
In recent years, through the exploration and layout, China's mobile payment industry has begun to take shape. But Xie Yuqi said frankly that since mobile payment is a new business, mobile payment has not yet formed a unified standard. "Because the standards are not uniform, there are fewer suppliers of chips, cards, and mobile terminals, resulting in higher costs for pos machines, cards, and mobile terminals. The cost of mobile payment services has created certain obstacles."
Standards are not uniform, and the industry does not go directly, which directly affects the development and growth of the mobile payment industry chain. At the same time, because the standards are not uniform, it is difficult to share and share the acceptance equipment. Consumers hope that the desire for convenient payment is also difficult to achieve; in addition, due to mobile payment Factors such as security issues and consumer attitudes have made the mobile payment industry face many challenges while welcoming tremendous development opportunities.
Faced with many challenges in mobile payment, Xie Yuqi called for mobile payment to be a fusion product of multi-industry development, which requires the active cooperation of all parties involved in the relevant industry chain. In order to promote the healthy and rapid development of the mobile payment industry, Xie Yuqi said that the Ministry of Industry and Information Technology will carry out work in the following three aspects: "First, do a good job in the mobile payment standard process; Second, guide the development of all aspects of the industry chain to explore a win-win development model; Third, promote shared sharing of mobile payment instruments."
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