The future mobile phone will become a "mobile bank" ATM machine for face recognition

One visitor is experiencing an ATM machine with a face recognition system installed. Reporter Dai Bing

The “mobile wallet” that can fulfill all the functions of bank cards without leaving home, can realize the “mobile wallet” with all the functions of bank cards... More and more convenient and convenient financial payment service methods, yesterday collectively in the 18th session of the North Exhibition 2010 China International Financial Exhibition debuted. Lacala, UnionPay and other booths providing payment services became temporary “mobile banks”, and many visitors even queued up in front of the booth in order to experience the payment of water and electricity. It is reported that the exhibition will end on the 12th.

Home mini lakara can pay the fee

"How is this pos machine so small? Can I print the payment receipt?" A visitor took a curious look at the mini-POS machine, which was only the size of the palm of the Lacala booth. According to the staff, this is the latest home-type credit card machine launched by Lakara this year, currently priced at 399 yuan. “The mini POS machine can also print receipts.” The staff pointed at the one-inch wide strip at the bottom of the machine.

The reporter saw that most visitors are no strangers to the new payment method Lakara. A pair of middle-aged couples took out the bank card in front of a POS machine and skillfully operated to pay the telephone bill. According to reports, the current processing fees for various payment transactions through La Cala, the inter-bank transfer fee is 1% of the transfer amount, up to 40 yuan cap. According to reports, before the end of this year, the number of credit card machines set up in Lakala in Beijing will reach 6,000, and with the birth of the home-type mini-machine, this number is expected to increase greatly.

More than 60 visitors mobile phone card free "film"

In front of China UnionPay's booth, a special "film" service made the entire booth unobstructed. A UnionPay staff member took the consumer's mobile phone SIM card and carefully attached a black self-adhesive film of the same shape as the SIM card to the front side, and then loaded the card back to the mobile phone.

"In the future, your mobile phone is equivalent to a combination tool of ATM and POS machine. You can query and operate the bound bank card at any time. You can also purchase movie tickets, lottery tickets, air tickets and other functions through mobile phones." UnionPay customer service staff Introduction. A user opens the phone after the “film” and sees several functions such as bank account inquiry, credit card repayment, transfer, and utility fee payment immediately after the “SIM card application” option. After the visitor chose “credit card repayment”, less than two seconds after entering the card number password, the confirmation message jumped into the eye and the operation was successfully completed.

The relevant person in charge of UnionPay said that this new business has been piloted in some cities such as Shanghai, and Beijing is still unable to handle it. Therefore, this financial exhibition has become the only "early adopter" opportunity for the public. Yesterday morning, more than 60 visitors came to the booth for free “film”.

ATM face recognition system

“The mobile phone becomes a wallet. What if it is lost?” “Is my account password leaked through the convenient payment terminal?” At the various payment service booths, the most answered questions from the staff are security questions from consumers. At the financial exhibition, a video surveillance system called “Face Face” also made many people stop to watch. A visitor just got close to the simulated “ATM machine”, and the background processing system began to compare the cardholder's face image with the bank card information. If it does not match, it will alarm. According to the person in charge of the system research and development company Hanwang Technology, this product can also detect the "suspicious" face behind the ATM machine operator and enter information to improve security. (Apprentice Editor: Cai Mingxi)