Mobile payment is an emerging payment service. So far, no international organization and organization can provide a mobile payment technology that is accepted by many parties. As a result, participants in mobile payment, mobile banking, equipment manufacturers and other aspects of mobile payment have set up various organizations to launch their own leading technical standards or business standards. For example, mobile operator-driven standards organizations: SimPay, Starmap Mobile Alliance, GSM Alliance, ETSI (European Telecommunications Standards Institute), UMTS Forum; Banking-driven standards organization: Mobey Forum; cross-industry drive organization: MPF (mobile payment) Forum), PayCircle, MPA (Mobile Payments Association); equipment manufacturer-driven MET (mobile electronic transaction) organization; technology-driven organization: OMA (Open Mobile Alliance), IrDA (Infrared Data Association); identification method-driven organization: Radicchio, Liberty Alliance and Financial Services Organization: ECBS (European Banking Standards Committee), FSTC (Financial Service Technology Association), IFX (Interactive Financial Exchange Forum) and ARTS (Retail Technology Standards Association).
Among them, the main organizations and standards related to mobile payment are: The Mobile Payment Forum Mobile Payment Forum, PayCircle Alliance, Mobey Forum, Simpay, The MeT Initiative Mobile Device Manufacturers Association, The Open Mobile Alliance Mobile Payment Technology Association, Paybox.net , The Radicchio Initiative, European Banking Standards Committee (ECBS). Because of the lack of generally accepted standards, many companies participate in more than one relevant organization and institution.
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